ACA vs Trumpcare

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ACA vs Trumpcare

Post by BraydenFinn » Sun Mar 12, 2017 5:26 pm

I'm not sure if I'm in the right spot or not, but here we go. I found this an interesting comment by C. Hardegree which elicits the actual difference in the plans. "Trumpcare" is nothing but a shoddy amended package killing the poor.

The great thing about the replacement for ObamaCare that is being pushed by the straight-shooting populist president who is going to make things better for hardworking whitefolk, is that it gets rid of the much-hated “individual mandate” which forces people to buy a private-market product or else pay a fine to the IRS.

ObamaCare sought to require continuous coverage by levying a fine for each month a person goes without coverage. For 2016, the fine for going the ENTIRE YEAR without insurance is $695 or 2.5% of your AGI, whichever is higher.

Under ObamaCare, your total penalty payable to the IRS, for going a full year without insurance, would be $900 if your AGI is $36,000 ($36,000 x $2.5%).

Trumpcare keeps the mean ol’ IRS from fining you. Instead, it seeks to require continuous coverage by authorizing the INSURANCE COMPANIES to penalize you. Under Trumpcare, if you go only TWO MONTHS without continuous coverage, the insurance companies will add a 30% surcharge to your premium EACH MONTH for the next TWELVE MONTHS. If your premium would otherwise have been $550, it would be increased to $715 ($550 x 30% = $165 + $550 = $715).

Under Trumpcare, your total penalty payable to the insurance company, for going only two months without insurance, would be $1,980 ($165 x 12 months).

The full text of the Trumpcare bill was published by CNN on March 6. Although it has been lauded by conservatives for being only 60 pages, it’s actually 124.

• Page 62, Line 24: “EACH MONTH during the enforcement period.”

• Page 63, Line 1: “30% of the monthly premium rate.”

• Page 63, Line 19: Penalty applies to policyholders who are unable to demonstrate that there isn’t a period of 63 or more continuous days without coverage during the look-back period.

• Page 64, Line 7: "Look-back period" = plan year prior to enrollment.

• Page 64, Line 17: "Enforcement period" begins with the FIRST MONTH of the plan year subsequent to enrollment and ends with the LAST MONTH of the plan year.

Ironically, this part of Trumpcare that makes the most-hated feature of ObamaCare WORSE for those wishing not to be told what to do by the government, is one of the few places in the 124-page bill that a reader can actually discern the meaning of the text. And that’s because it is NOT a REPLACEMENT law. It is merely an AMENDING law, changing a few things to make it better for the wealthy, worse for the poor and putting Trump’s name on it, in their never-ceasing drive to deny President Obama his signature accomplishment and claim the first black president was a failure.

The vast majority of the 124 pages deals with severely limiting the Expansion of Medicaid which provides state-administered free coverage to the poorest among us. But most of it is unintelligible, standing alone, because it mostly refers to the text of the ObamaCare bill, saying “strike this and insert that” and “remove this jot and add this tittle” – it has to be read WITH the ObamaCare law to make sense.
The ObamaCare law is like a skyscraper – it took tons of materials and scads of diagrams and blueprints to erect it. Trumpcare is like a new owner of the skyscraper deciding he wants to limit who can walk through the front door and at which floors the elevator will stop. For that, he only needs a scant-few supplies and a diagram sketched out on the back of a lunchroom napkin.

He will never be able to erect, from ground up, the great new skyscraper that he promised. The best he will ever do is tinker with President Obama's achievement.

Because the void left when President Obama’s intellect was lifted off into history by Marine One on January 20, is massive and unfillable.

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Re: ACA vs Trumpcare

Post by GuySBot » Mon Mar 13, 2017 2:01 pm

Muah X Meow ^,.^~! TTFN

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Re: ACA vs Trumpcare

Post by Daise2 » Wed May 10, 2017 6:58 am

What struck me, looking at the proposals was the amount of pre-existing conditions listed. I was really shocked - it looks like under Trumpcare, some very common and 'basic' conditions will no longer be covered.

I found this a good brief synopsis ... 18771.html

@Guysbot - please tell me this forum isn't going to resort to the likes of Ubummer language is it? ;)

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